Unlock Tax Savings & Boost Employee Benefits with Our PCPM program

Maximize your business’s potential by offering tax-saving, IRS-compliant benefits that make a real difference for your employees.
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Your Partner in Pre-Tax Savings

At Life Strong Care, we specialize in self-funded Section 125 programs designed to help businesses save on taxes while improving the benefits offered to employees. With over a decade of experience in employee benefits and tax compliance, we make the process simple, cost-effective, and fully compliant with IRS regulations.
Our innovative approach ensures that companies can provide valuable, pre-tax benefits to employees at no upfront cost, while maximizing payroll tax savings. We pride ourselves on offering customized solutions that empower businesses and improve employee satisfaction.
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Over 10 Years of Industry Experience

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Supporting 250+ Companies Nationwide

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Helping businesses with 30,000+ Employees Save on Taxes

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Key Benefits of a Self-Funded Section 125 Plan

Benefits for Employers:

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$680 Net Payroll Tax Reduction

Save approximately $680 per participating employee per year, reducing overall payroll tax expenses.
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Immediate Financial Impact

Experience quick cost savings that directly improve the company’s bottom line.
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Fast, Fully Automated Setup

The plan is operational within 30-45 days and is fully automated, making it easy to implement and manage.

Benefits for Employees:

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24/7 Telehealth Access

Unlimited access to doctors, nurses, and counselors without any co-pays, offering convenient, immediate healthcare support.
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Mayo Clinic Wellness Programs

Access to wellness resources and programs from Mayo Clinic to promote a healthier lifestyle.
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Supplemental Coverage Options

Includes Universal Life, Short-Term Disability, Accident, and Critical Illness coverage, providing additional financial security.

Program Qualifications

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    Full-Time Employees Only

    The program is available exclusively for full-time, W-2 employees with major medical coverage. Part-time or freelance employees are not eligible.
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    Employer Size Requirement

    To qualify, employers must have at least 30 full-time employees.
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    Employees Earning

    To qualify, employee has to make at least $17,000/year
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No-Obligation Proposal: We offer a free, no-obligation proposal to provide you with an estimate of the potential savings your company could achieve through the Preventative Care Management Program (PCMP).

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Why Choose Life Strong Care?

Why Choose
Life Strong Care?

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    Risk-Free, Results-Based Pricing

    No upfront costs—pure savings of $680 per qualified employee, with payment only after you start saving on payroll taxes.
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    Seamless Integration

    Compatible with over 50 payroll providers for an easy transition.
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    Expert Support

    White-glove onboarding and ongoing support for smooth implementation.
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    Tailored Solutions

    Customized plans to maximize savings and provide valuable employee benefits.
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Preventative Care Management Program (PCMP)

The Preventative Care Management Program (PCMP) is a unique and fully compliant wellness solution designed to provide a wide range of benefits to employees. It combines the tax advantages of a Section 125 Cafeteria Plan with the flexibility of a Self-Insured Medical Expense Reimbursement Plan (SIMERP). This program is carefully structured to meet IRS regulations, particularly focusing on benefits compliant with Section 213(d) of the tax code.


Through the PCMP, employees can receive reimbursements for eligible medical expenses on an after-tax basis, offering financial relief for healthcare costs. The program maximizes tax savings for both employers and employees while ensuring full compliance with tax guidelines. To implement the program, a formal plan document, a Section 125 Plan, and a SIMERP are required to create an efficient and compliant wellness program.


The PCMP model has been rigorously reviewed and approved by CPAs and ERISA attorneys, guaranteeing its legal and financial soundness. Please note, this information is confidential and intended solely for authorized individuals and organizations.
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Frequently Asked Questions

Is there any out-of-pocket cost for implementing the program?

No, there is no out-of-pocket cost to implement the program. You only pay after your company begins saving on payroll taxes, making it a risk-free solution for both employers and employees.

Will the Section 125 plan interfere with other benefit plans we already offer?

No, the Section 125 plan is designed to complement your existing benefits, not replace them. It works alongside your current health plans, providing additional tax savings and wellness benefits without requiring any changes to your existing offerings.

Can employees enroll at any time, and how long does onboarding take?

Employees can typically enroll during your company’s open enrollment period or when they first become eligible. The onboarding process is fast and efficient, taking about 30-45 days to fully implement the plan and get your team up and running.

What is a Self-Funded Section 125 Plan?

It’s a tax-advantaged plan that allows businesses to offer pre-tax benefits to employees, such as healthcare and dependent care, without relying on external funding.

What kind of savings can employers expect?

On average, employers save $600-$800 annually per employee. For a company with 100 employees, that’s around $60,000 in savings every year.

Do employees need major medical coverage to participate?

No, your employees don’t need major medical coverage to enroll in our Section 125 plan. They can still access valuable benefits like telemedicine and preventative healthcare services.

Is it difficult to implement?

No, we take care of the heavy lifting. Our platform integrates with your payroll provider, and our team provides full support to ensure a smooth transition.

Contact Us for a Free Savings Proposal

Ready to see how much your company can save? Contact us today for a free, no-obligation proposal. We’ll calculate your potential savings and guide you through the simple steps to get started. Our self-funded Section 125 plan requires no upfront cost, and we’ll have you saving within 60-90 days.
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